Working Families
As a father of two young kids, Chao fully understands the difficulties families face in this most financially stressful period of life.
Are you saving enough for retirement? Would you like to pay for your children’s education? Are you trying to buy a house? Do you need help with budgeting or debt management? Are you properly insured? Are you paying more in taxes than you should? Do you have a good estate plan that transfers assets according to your wishes, takes care of your minor children, avoids probate expenses, and minimizes estate tax liability? Whatever your questions are, we are ready to help.
Topics We can Help You With
Budgeting
Track your spending, develop a budget, increase your saving
Debt Management
Credit cards, student loans, auto loans, mortgage
Retirement Planning
How much to save, when to retire, and what to invest in
Credit Score Managment
How to monitor and improve our credit score
Home Purchase
Rent vs buy, affordability, mortgage loan analysis
Funding For College
529s, financial aid, scholarships, student loans
Tax Planning
Actions you can take to minimize your taxes owed
Insurance
Home, auto, umbrella, health, disability, life
Estate Planning
Wills, life lnsurance, trusts