Healthcare Professionals

Should you participate in the traditional or Roth 401(k)? Are you eligible for the 403(b) or 457 plans? Should you participate in the pension plan or optional retirement plan? Are you doing a backdoor Roth? Are you eligible for the mega backdoor Roth? If you are self-employed, have you considered tax planning opportunities with the solo 401(k), SEP IRA, Simple IRA, etc.?

If you have student loan debt, do you have a repayment strategy? Do you understand the unique provisions of the various income-based repayment options? 

We can help you with these and other issues. Being married to a physician, Chao knows all too well the unique challenges and demands that healthcare professionals face. We have worked with healthcare professionals employed by private practice, Parkland and UT Southwestern systems.

Topics We can Help You With

Student Loans

Consolidation, refinancing, income-based repayment options, debt forgiveness

Retirement Plans

Pension, 401(k), 403(b), 457, IRA, ROTH IRA, backdoor and mega backdoor ROTH

Profit Sharing

Understanding bonus / profit sharing, contract negotiations

Tax Planning

W-2, 1099, deferring income, maximizing deductions, minimizing taxes


Malpractice, liability, long-term and short-term disability, health, life insurance

Practice Owners / Independent Contractors

Solo 401(k), SEP IRA, SIMPLE IRA, business deductions

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